Life insurance
Term and permanent policies that protect the people who depend on you, sized to your income, debts and plans.
Veteran-owned · Independent agency
Trusted guidance for every stage of life.
Life and health coverage, annuities and retirement income, explained plainly and chosen around your family, your budget and your goals.
How I can help
One advisor for the coverage that protects your family today and the income that supports you later.
Health insurance
Individual and family health plans compared side by side, so you understand premiums, deductibles and networks before you enroll.
Annuities
Options that can turn savings into dependable income, with clear answers on fees, surrender periods and guarantees.
Retirement income
A plan for how your savings, coverage and income sources work together, so retirement feels predictable.
Support broker services
Coming soon. Check back for details on this new service.
Notary public
Convenient notarization for your important documents, available by appointment.
Independent means I work for you
As an independent agent, I'm not tied to one insurance company. I compare plans from multiple carriers and recommend what fits you, not what fits a sales quota.
You get straight answers, no pressure, and someone to call long after the paperwork is signed.
Talk
A free conversation about your family, finances and what you want protected.
Compare
I shop multiple carriers and walk you through the real trade-offs in plain language.
Decide, then stay covered
You choose with confidence, and I check in as your life changes.
Meet your advisor
Hi, I'm Tah-Tah Nisha Spears, founder of TrueGuide Advisors. I started this agency to give individuals and families the kind of guidance I'd want for my own: honest, patient and built around real life.
I bring over 25 years of dedicated service as a military veteran, where discipline, readiness and taking care of people weren't optional. They were the mission.
That experience shaped my belief that providing life and health insurance isn't just a professional offering but a continuation of my commitment to protect, educate and guide individuals and families through important decisions.
Tah-Tah Nisha Spears
Permission to Contact — Medicare Information Request
Want a licensed agent to reach out? Fill in your information and check what you'd like to learn about. This is not an enrollment form, and you are under no obligation to enroll.
Let's talk
Consultations are free and there's no obligation. Call, text or email and I'll get back to you within one business day.
- Phone
- 989-371-1334
- Serving
- Charlotte and Western North Carolina
- Hours
- 8:00 a.m. to 4:00 p.m.
Earlier or later appointments by request
Community Partners
TrueGuide Advisors works alongside local organizations that serve Charlotte-area families. Partner listings will appear here as organizations join us.
If your church, senior center, library, nonprofit, or community group would like to explore a free educational session, please sign up below — we'd love to talk.